Categories
Baseline

How to establish your financial baseline

So you’ve got some goals…great! If your financial journey is a race, your next step is to find your financial starting line. Knowing where you are starting from is the only real way to know how far you have to go to achieve the goals that you’ve set. So how does this work? We start […]

Categories
Goals

Setting Your Personal Financial Goals

Yogi Berra once said “If you don’t know where you are going, you might end up somewhere else.” . A recent study suggested that 63% of Americans are living paycheck to paycheck. I’m pretty sure most of them didn’t set out with that as their goal, but the truth is that our financial reality is […]

Categories
Consumer Debt

Spending Checklist: Reduce Consumer Debt

This “checklist” series of articles looks at common areas of spending to identify a list of opportunities to reduce costs. Not every tradeoff opportunity will make sense for you, but we hope you find this a helpful compilation. The average American household has over $15,000 in consumer debt (i.e. credit card debt).  If you find […]